All You Need to Know About the Income Limit for Extra Help for Medicare

At some point or other, everyone is going to need Medicare. By the time you hit 65, it’s expected of you that you have looked through the various plans offered and begin the sign up process to get you covered federally. These plans try to optimize affordability and accessibility to get you the best coverage possible. However, they can also be pretty expensive if you don’t have much of a retirement fund. Prescription drugs especially […]

Is Your Mental Health in Good Hands with Medicare?

Medicare and Mental HealthWe’re finally starting to get into times where talking about mental health isn’t taboo anymore. People are more open than ever before about their mental health because admitting that you’re not doing well is ok! Taking steps to see someone for counseling is far more commonplace than it might have been a decade ago, and they can be the first steps to a happier life. Therapy and counseling, though, aren’t cheap affairs, […]

3 Ways to Avoid Scams for Medicare During Open Enrollment

As you are well aware, during the Annual Enrollment Period (AEP), you tend to get bombarded with Medicare ads, news, flyers, calls, and more. It’s not always easy to know what is a scam, who you can trust, or even what is legal when it comes to selling Medicare policies. As you’re trying to determine what health insurance plan is best for you, we encourage you to know the laws surrounding Medicare and always double-check […]

HMO’s and PPOs: Which is best for My Medicare Plan?

What’s the deal with all these healthcare acronyms nowadays? HMO? PPO? HSA? PFFS? Why isn’t there just one type of insurance provider? What does all this mean to you? Well, we’re here to tell you what HMO’s and PPO’s are, what the difference is between them, and what you might gain from choosing either as your healthcare plan in your Medicare Advantage plan.HMOHMO stands for Health Maintenance Organization. An HMO is the Medicare Advantage Plan […]

Medicare.gov Physician Compare Tool: What is it?

Finding physicians and clinicians to give you the proper care can be really difficult. Are they covered by your Medicare plan? Are they close enough to your house that you don’t have to worry about a long commute? Are they specialized in a particular area of care you need? Lucky for you, you can use the Medicare “physician compare” tool that allows you to find local doctors within a matter of seconds.How do you use […]

Changes to Medicare Advantage Plans are Still Possible

The Annual Enrollment Period is over…But the Open Enrollment Period is now!Wait, what?Confusing, I know. But these enrollment periods provide you with unique options. The Annual Enrollment Period (AEP) just ended on December 7th. AEP is the time Medicare beneficiaries have the option to consult with an independent representative and decide if their plan is still the best option for their medical and financial needs. During this time, you may have made changes to Medicare […]

Do I Need to Sign Up for Medicare at 65 If I’m Still Working?

The age of retirement seems to be delayed longer and longer for most Americans, leaving many confused about when to enroll in Medicare. While the standard is to enroll within three months from your 65th birthday, many people assume they do not have to if they will still be receiving health insurance from their employer. This misconception could lead to penalties and fees that could have otherwise been avoided. Let’s break down the scenarios for […]